You have the right to remain silent

Most people, thanks to the all-powerful television, know their Miranda rights when it comes to an interaction with law enforcement. “You have the right to remain silent. Anything you say can and will be used against you…” You should also consider this as guidance when dealing with insurance companies.

Remember, adjusters and other investigators working for insurance companies are trained to ask questions in such a way as to elicit responses that are unfavorable to you. When beginning a conversation with an injury victim, they might ask (as we all might), “How are you today?” to which the victim with an injury might, by default, reply, “I’m fine, how are you?” Great. You just said you were “fine.” Your words. Not theirs. You done messed up.

That’s a silly example, but it illustrates the issue. Assume everything you say is being recorded. And let’s face it, you’re not trained to do this. You’re not trained to be suspicious of every question. In fact, most of us are hard-wired to try to work with others and get along and show that we aren’t hiding anything. Well guess that what gets you? It gets you problems.

If you’ve got a claim with an insurance company, especially an injury claim where there is so much riding on it, talk to an attorney before you speak too much to the insurance companies involved. You could save yourself a lot of trouble, time, and money. Call an attorney. Call me. 919-929-2992.

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Jeffrey Allen Howard, Attorney at Law, PLLC
1829 E. Franklin St. - Bldg 600
Chapel Hill, NC 27514

(P) 919-929-2992
(F) 919-636-4779

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