How to Screw Up Your Claim BIGTIME
A huge part of my job is to keep you from hurting your claim. It’s not that you want to hurt it, it’s just that you don’t know what will hurt it.
If I do say so myself, I think I tend to be quite good at that job. It shouldn’t be that hard, right? Tell the client what not to do and then they don’t do it, right? But sometimes, for whatever reason, despite my best efforts, I get clients that don’t listen and they engage in the very dumbassery that I instruct them to avoid. Here are a few of the greatest hits!
TALKING TOO DAMN MUCH: This is a pretty easy one to avoid, but is probably the biggest problem we face. Don’t talk about your injury claim. Period. Not to your friends. Not to your family. Definitely not to the insurance company. And for the love of all things holy, particularly not on social media! If you’re talking, you’re hurting your claim, almost certainly. So don’t, please.
HEALTH INSURANCE: If you have it. Use it. Period. It’s there for this reason! It will probably save you money in the long term! There are only very specific situations where you wouldn’t want to use it and if you FREAKING ASK ME I WILL TELL YOU! But you should default to using it unless told otherwise.
TREATING TOO DAMN MUCH: Look, I’m not a healthcare provider, so I can’t say what care you need or don’t need. But I CAN tell you – from a claims evaluation perspective – when you’re treating too much. One example of this is going to a chiropractor/physical therapist AFTER you’ve told me you’re already done with treatment, thinking that this new treatment is going to be considered. Another example is going to similar/same providers in the same time period. Trust me, going to separate chiropractors AT THE SAME TIME is NOT going to help your claim.
TAKING ADVICE ON YOUR CLAIM FROM ANYONE BUT YOUR ATTORNEY: If your Uncle Bilbo told you you should do X, Y, or Z in regards to your claim, you have that dude call me right now to discuss his illegal practice of law without a license. That dude doesn’t know what he’s talking about. Even a blind squirrel gets a nut every now and then, so he might accidentally tell you something good, but this is my career, it ain’t his. So don’t listen to him, damn it.
I got more, but I don’t want to write a book for free. The bottom line is if you have an attorney for your claim, listen to his/her advice. You’re paying for it, so it only makes sense. Call me at 919-929-2992.
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