Is your Worker’s Comp Check Late?
While you’re out of work due to an accepted worker’s comp claim in NC, you should be getting weekly checks representing the income you’re losing. These are called Temporary Total Disability, or TTD, checks.
Ideally, they come regularly, maybe within a day or two each week. But it’s not an ideal world, so this isn’t always the case. So what’s wrong?
The first thing you should note is that under NC law, checks aren’t deemed late until their 10 days late. So if we’re talking 2 or 3 days, try to relax for now. It’s good to let your attorney know, but it’s not something we can act on yet. It has to be 10 days before we can get any real action done, though we can have them check to make sure it’s reissued. The main thing to remember though is that if it ain’t 10 days late, it ain’t late, by law.
The next thing to remember is that most of the time, it’s not the carrier that’s to blame. The VAST majority of the time it’s just the mail. While the US Mail is very amazing, statistically speaking, it’s not perfect, so sometimes things are delayed or even lost. This is almost ALWAYS the reason for a check that you feel is late.
When it’s not that, and it almost always is, then it might be that your TTD check wasn’t reupped by the adjuster. This is normally an easy fix, so just make sure to let your attorney know that something is amiss.
Most of the time, it is NOT a conspiracy against you to deny you your funds. It’s almost always the mail, and sometimes it’s just a forgetful human. It is almost never an adjuster willfully trying to cut off your benefits. Remember, in an accepted claim, the unilateral cutting off of TTD is illegal, so there would be consequences to that sort of thing. Does it happen? Sure. But is it often? Nah.
Worker’s comp is super weird. So having help is wise. Call me at 919-929-2992.
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