Watch Your Hospital Bill
Here’s how it’s suppose to work in North Carolina: You get in an accident, you go to the hospital, your health insurance is billed and they pay accordingly. But it doesn’t always happen that way.
Sometimes, hospitals will “forget” to bill your health insurance. I use the ” ” because I think that this is done in an effort to increase the hospital’s recovery. They think that they can/should get money from your auto accident settlement, and while that’s not totally wrong, here’s the problem: When they accept health insurance, they agree to take a discount, so they lose some of what they claim their services are worth for the certainty of getting paid. But if they get money from an auto accident claim, they’re not bound by their agreement with your health insurance, so they hope to recover the full amount they billed. In other words, they want to rob you of the discount that you pay for by buying health insurance. Not cool.
If you’re in an automobile accident in North Carolina and end up in the hospital, watch your bill and make sure that your health insurance is being billed. This stuff gets complicated, so call an expert. Call me at 919-929-2992.
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