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Jeffrey Howard – Personal Injury Insurance Durham NC Claims

Won’t the insurance company just “handle it?” Won’t they just do the right thing?

Allow me to answer a question with a question: Why should they?

Remember, insurance companies are in the business of making money, and the more they give away, the less they are making. So doesn’t it stand to reason that they will do everything they can to avoid paying you as much as you deserve?

Insurance company adjusters are trained to do their job well. They are skilled at getting you to do harm to your claim by making statements that aren’t in your interests. Remember, everything you say can and will be used against you!

As the injured party, you have the burden of proof, so you have to work diligently to prepare your case. The insurance company has no financial incentive to give you the benefit of the doubt or “do the right thing.” That costs them money.

Call me and see what I might be able to do to help you. I handle personal injury claims all over the state of North Carolina, so no matter where your accident occurred in North Carolina, or where you live in North Carolina, I might be able to help. Call me at 919-929-2992.

Hire Personal Injury Attorneys Durham NC

Should you hire an attorney for your personal injury claim? Well, every case is different and unique, but generally, I would say the answer is “yes.”

What Personal Injury Attorneys Durham NC Do to Help Process Claims

Why should you hire an attorney? Think of it this way: You might be handy around the house and can fix things here and there. But if you have a problem with your toilet, wouldn’t it be better to hire a professional to help you, instead of ending up with a messier, smellier, more expensive problem?

Hiring an attorney is like hiring any other professional to do a job. As a personal injury attorney, I know how to help guide you through your claims process and help you avoid mistakes that can cost you and your family in the long run. I know how to intelligently value your claim, how to document your damages, and how to argue to get them.

Moreover, an attorney represents the legitimate threat of a lawsuit to the insurance companies. People who represent themselves tend not to file lawsuits, and when they do they tend to royally screw them up. But attorneys know when and how to litigate, which can cost an insurance company money in the long run. Don’t you think they take that into consideration when they are negotiating with us?

Sure there are some cases where you might be able to bear the burden by yourself. But doesn’t it make sense to get a professional opinion on that before you get too deep?

I handle personal injury claims all over the state of North Carolina, so no matter where your accident occurred in North Carolina, or where you live in North Carolina, I might be able to help. Call me at 919-929-2992.

A Traffic Ticket Attorney Durham NC Can Help Prevent Soaring Insurance Rates

What will a traffic ticket conviction do to your insurance rates? It can increase them in a big, big way.

Convictions for NC moving violations result in the imposition of insurance points, in most cases. For every insurance point you get your rates increase as follows:

POINT % INCREASE
1 30%
2 45%
3 60%
4 80%
5 110%

You do not want me to keep going. Suffice it to say that it gets worse the more you get. And remember, these increases are for THREE YEARS. That’s a long time to bear the brunt of the mistake of paying off a ticket to avoid hiring an attorney.

So call me and find out if I can help keep your insurance rates low. I represent people with traffic tickets in Orange, Chatham, Alamance, Durham, and Wake Counties. Call me at 919-929-2992.

Consult Jeffrey Howard, Traffic Ticket Attorney Durham


What is a PJC Durham NC?

What is a PJC? Well, let’s start at the beginning:

PJC stands for Prayer for Judgment Continued. Still isn’t clear, though, right? So one word at a time…

Prayer = request
Judgment = the decision of the court
Continued = postponed

So a PJC is a request that the decision of the court be postponed. That’s easy enough. But what does that do for you? Well, to be more specific it’s a request that the judge/court indefinitely (in most cases) postpone a judgment, meaning it “happens” but it is never technically entered and therefore doesn’t count against you. But as always, it’s not as simple as that.
For insurance point purposes, you only get ONE PJC per HOUSEHOLD for a three year period. For DMV purposes, you only get TWO PJCs per PERSON for a five year period.
Still not clear? That’s exactly why you shouldn’t use it. Call me for more details and I’ll see what I can do to help.
I represent people with traffic tickets in Orange, Chatham, Alamance, Durham, and Wake Counties. Call me at 919-929-2992.

Get Your Traffic Tickets Dismissed

Can you get your ticket dismissed? Probably not.

I have been practicing law and handling traffic tickets since 2001. I have seen tickets dismissed, but that is exceedingly rare. Normally there are only three reasons tickets are dismissed:
1) Compliance: If you haven’t complied with a regulatory requirement (registration, insurance, etc.) but then show compliance, or if you are in a wreck and show proof of insurance coverage and handling of the claim, that might get you a dismissal.
2) Legal defects: If the officer who wrote the ticket left out a vital legal requirement of the ticket and it can’t be addressed via amendment, that might get you a dismissal. These are extremely rare, but they can happen.
3) Extreme cases: I once saw an ADA dismiss a ticket where a lady produced a birth certificate for her child which was born a few minutes after her ticket was issued. These are even more rare.
What does all of that mean? It means that unless you have a very special and particular situation, you probably aren’t getting your ticket dismissed. The days of the sneaky backroom deals are done, and tickets don’t just get “taken care of.” But call me and I can tell you what I think I can do for your ticket. 919-929-2992.
I represent people with traffic tickets in Orange, Chatham, Alamance, Durham, and Wake Counties.

Should I Hire an Attorney or a Traffic Ticket Lawyer Durham NC?

Should you hire an attorney for your traffic ticket? Generally speaking, I would say that the answer is more often than not “probably.”

Here’s what I mean:
Paying off a ticket is almost always bad. Paying off a ticket is the same thing as pleading guilty. Pleading guilty gets you a conviction, and a conviction will likely get you insurance points (meaning your insurance rates will increase for three years) and DMV points (meaning your license could get revoked). Sometimes it’s OK to pay a ticket off, but you should only do so after talking to an attorney; the reputable ones will tell you when it’s the best thing to do.
So if you’re not paying it off then you have to either a) show up in court yourself, or b) hire an attorney to go for you.
First, your time is valuable, so why waste your time in court when you can pay someone to go for you.
Second, even if you feel that your time isn’t that valuable, what kind of outcome will you seek in court on your own? Do you know what to ask for? Do you know how it will affect your license/insurance? Do you know how to get what you want? An experienced traffic attorney will know all of these things and can save you lots of money in the long run.
I represent people with traffic tickets in Orange, Chatham, Alamance, Durham, and Wake Counties.
So call me and find out what I can do to help. 919-929-2992.

Chapel Hill Attorney Testimonial from Karen H

Jeffrey Howard is an EXCEPTIONAL attorney. Mr. Howard has smashed all my preconceptions about attorneys and has renewed my faith in humanity, as well as having achieved a very nice settlement for us in the process. He knows his stuff and he’s quick and brilliant and very personable. Best of all, he won our trust and made me realize that there is at least one attorney out there who cares, who is nice, who genuinely puts your interests first. I know this, if ever I need a lawyer again, Jeffrey Howard is the one and only choice for me. I wholeheartedly recommend Mr. Howard if you need an attorney who is brilliant, generous with his time, expert and totally trustworthy. Jeffrey Howard has that most rare characteristic~ integrity.

Karen H. Chapel Hill, NC