Auto Accidents and Property Damage
If you’re hurt in an auto accident I can probably help you with your injury claim, but there’s usually not much I can do to help you with your property damage.
“Why is that?”, you might ask. The easiest answer is that you are way more complicated than your car.
Damage to automobiles is pretty straight-forward, most of the time. It’s either such that they can repair it, or they can’t repair it for less than 75% of the value of the car, so it’s considered a total loss. If it’s reparable, you let them repair it. If it’s totaled, you get the best offer you can from them and take it. You can use KBB, Edmunds, and NADA to help get an idea of what that value should be, but private party listings are even better. They will almost always negotiate a little, and you should always let them make the first offer.
Now, just because I say there’s not much I can do doesn’t mean there’s nothing I can do. You should let me know what’s going on during the process of your PD (property damage) claim and if I can offer any insight, I will. If I can’t, I’ll let you know. I tell everyone that I represent that I won’t be the person handling your PD claim, but I’m happy to give you all the free advice in the world on the PD claim as it moves forward.
You, however, are not as simple. We don’t know what kind of treatment you’ll be needing, or how well you’re going to recover, among other things. This uncertainty makes my help far more valuable in your BI (bodily injury) claim than with your PD claim.
If you’re hurt, give me a call.
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