Why does Allstate not want you to have a lawyer?

Insurance companies do not want you to hire an attorney for your auto accident personal injury claims. This might seem intuitive to some, but trust me: it isn’t intuitive to others.

It’s important to think about this. Why wouldn’t an insurance company want you to hire an attorney?

The way to the answer is, oddly, by answering another question: What’s always the most important thing to insurance companies? That’s an easy one…money!

Take this into consideration:

In 1995, Allstate produced a training manual for its claim adjusters [Allstate Insurance Co., Unrepresented Segment Training Manual, 15-30, July 1995]. This document stressed the importance of convincing claimants to represent themselves and not retain an attorney. Why? Allstate explained its position with a number of telling statistics: With settlements under $15,000 injured claimants represented by an attorney averaged $7,450 in a total settlement. Those who represented themselves to Allstate averaged only $3,464.

So what does this boil down to?

Personal injury claims are an example of a zero sum game. That means that every time the insurance company saves a buck, you lose a buck. So if there’s anything you can do to turn that around – where you get a buck and they lose a buck – and put the profit on your side, shouldn’t you do it?

Hiring an attorney does just that; it puts you in a position to turn the odds in your favor and help you get the compensation you deserve on your claim.

If you have a personal injury claim, an auto accident claim, a slip and fall claim, a dog bite claim, or anything like that, call an attorney. Better yet. Call me. 919-929-2992.