Why You Want Your Injury Claim to Be Average
Like it or not, if you have an injury claim in North Carolina, you’re probably going to have to deal with a liability insurance company. If you’re dealing with an insurance company your life is going to be a lot easier if your facts don’t deviate much from the norm.
At the end of the day, all of us in the injury claims world have to think, “What would a jury do with this?” If it’s something that is very average and happens with pretty much every case, then we can make a pretty good guess. If it’s something outside of average, or something that doesn’t often happen, then it’s harder for us to predict. The odder it is, the harder it is to predict.
That lack of certainty makes claims valuation really difficult when we’re working with unusual facts. If you’re lucky your injury claim will be average – average mechanism of injury, average diagnoses, average treatment, average cost, average recovery time – because that helps all of us (both the good guys and the bad guys) have a lot more certainty about what we might face at trial, which makes agreeing on a case value much easier and more likely. Conversely, if you’re unlucky enough to have some weird stuff – a weird accident, bizarre diagnoses, strangely prolonged recovery time, astronomical and inexplicable treatment costs – then that’s going to make it harder to agree on case value, which will make your claims experience much more trying (pun is totally intended).
Whether your North Carolina injury claim is average or not, or you don’t know, call someone with experience who can guide you in your case. Call me at 919-929-2992.
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